Agentic solutions

Plutus Agentic Platform for three operating lines.

Every agentic assist solution is purpose-built for a real insurance workflow, grounded in Plutus Atlas, the semantic layer, and deployed into the tech stack you already run. Pick the workflow that costs you the most capacity today.

Life & Annuities

High-volume casework without the rework

Life and annuities servicing runs on documents, exceptions, and follow-up. Six agentic assist solutions take ownership of the casework that consumes the most capacity, from intake quality through payout.

0%

reduction in manual case review and follow-up

0x

faster processing, weeks compressed into days

0%

straight-through across eligibility, validation, payout

0%

audit-ready, compliant case files

Figures are directional and may vary based on client-specific variables.

Broker Operations

Capacity back to the account manager

Account managers burn four to six hours per account every renewal cycle on servicing work. Five agents take that back, and surface the growth signals hiding in the book while they do it.

0–70%

reduction in manual policy servicing work

0–6 hrs

saved per account during renewal cycles

0–25%

increase in cross-sell and upsell identified

0%+

policy and contract validation accuracy

Figures are directional and may vary based on client-specific variables.

Property & Casualty

Claims and servicing at velocity

High-velocity claims and high-volume policy change, handled end to end across personal, commercial, and specialty lines.

0%+

faster endorsement cycle time

0%

reduction in manual processing

0%+

accuracy in claim and policy intelligence

0%+

first-pass completion rate

Figures are directional and may vary based on client-specific variables.

Featured · Broker Operations

RiskReason

RiskReason is an AI-powered commercial risk intelligence solution for multi-document commercial submissions. It is embedded directly within ServiceNow, bringing risk intelligence into the workflows underwriting and broking teams already use.

What it reads
Inspection reports
ACORD forms
Loss runs
Broker emails
Photos
Supporting documents
One structured, evidence-backed verdict

Rather than summarizing content, RiskReason connects observations, exposures, regulatory obligations, and causal risk factors, then explains how it got there.

Ingest

Unstructured risk inputs

Inspection reports, loss control narratives, and submission documents parsed into canonical entities, with no manual synonym lists.

Reason

Semantic risk reasoning

Maps to 30+ risk entities, traces multi-hop causal chains, and evaluates 20+ regulatory frameworks including OSHA and NFPA.

Decide

Operational UW outcomes

Appetite verdict, red flags with page citations, a regulatory gap matrix, and peer percentile, all reproducible on demand.

Evidence you can defend
Document
Page
Paragraph

Every finding traces back to the source document, page, and paragraph, giving underwriters and brokers a clear and defensible basis for action.

Who it is for

Underwriters

A prioritized workbench with appetite signals, red flags, strengths, and supporting evidence, plus a clear risk narrative that accelerates the decision.

Brokers

Evaluate submissions before they reach carriers, catch missing or conflicting information, strengthen the narrative, and cut the back-and-forth.

Insurance leaders

Portfolio-level visibility into emerging risks, hidden concentrations, and recurring exposure patterns across the book of business.

Core capabilities
Ingests and analyzes multi-document commercial submissions
Identifies inconsistencies, missing information, and hidden risk signals
Maps observations to exposures, OSHA and NFPA obligations, and causal risk chains
Produces appetite signals, strengths, red flags, and structured risk narratives
Links every finding to the exact source document, page, and paragraph
Prioritizes underwriting queues based on risk and urgency
Provides portfolio-level insights into concentrations and emerging exposures
Integrates directly into ServiceNow underwriting and broker workflows

RiskReason surfaces the signal, explains the reasoning, and leaves the final decision with the insurance professional.

Not sure which agent to start with?

Bring us the workflow that costs you the most capacity today. We will map it against the catalog and show you what a grounded agent does with it.